Financing a Mattress
Everything You Need to Know About Financing a Mattress
Need a new mattress now but don't want to deplete your savings account? Or maybe you unexpectedly need a new mattress and don't have the appropriate funds at the time to acquire it?
Whatever your reason for purchasing a new mattress, know that you have financing options when you shop at The Original Mattress Factory to help you manage the cost — and several of the options that we offer are even interest-free! Mattresses typically range in price from a few hundred to several thousand dollars, and at OMF, we get that many consumers might not want to pay for a new one in full.
It's why we're pleased to offer a variety of financing options for anyone who wants to manage the payment of their new mattress. In this post, we'll share more information about our trio of financing options and some of the other benefits of doing business with OMF.
About the OMF Financing Process
Here's a closer look at OMF's mattress financing options and program details so you can decide which one is best for your situation:
You can finance up to $2,000 interest-free through Afterpay when you shop OMF online. It's simple to utilise this type of financing method, and you'll be required to make four equal payments every two weeks to pay off your balance. What's nice about Afterpay is that you don't even have to apply for financing.
Here's what to do:
1. Make your selection on OMF's website and check out when you're finished.
2. When you check out, select "Instalments by Afterpay" as your payment method.
3. You'll be redirected to Afterpay's website. If you're a first-time user, you'll need to create a login.
4. After registering, you can make your purchase and stick to the defined payment plan of four equal payments every two weeks to settle your balance.
Like Afterpay, you can finance up to $2,000 on OMF purchases via humm. However, unlike Afterpay, financing items through this source is a lot more flexible. In fact, you can arrange to make up to 10 payments over a span that can range from two-and-a-half months to five months. While there is no interest, you may be charged an initial establishment fee and then an $8 monthly fee on select larger purchases.
To qualify for humm, you need to be an Australian resident over 18 and possess either an Australian credit card or debit card. On larger purchases, you'll likely be required to prove employment status. When you're shopping at OMF, just select that you want to pay with humm, and you'll be redirected to the source to complete your purchase.
OMF also offers financing through Zip, specifically through its Zip Pay and Zip Money programs. The former permits zero-interest financing up to $1,000, with minimum payments as little as $40 per month. Zip Money is intended for larger purchases of more than $1,000. Purchases made via Zip Money may be subject to a one-time establishment fee and interest fees after a minimum of three months of interest-free financing. To qualify for Zip, you must be an Australian citizen with a good credit history.
More Reasons to Shop with OMF
Aside from the flexibility we offer to finance a mattress, there are plenty of other reasons to make your next mattress or bedroom furniture purchase from OMF. For example, we cut out the expensive middleman and sell directly from our factory, which permits us to pass the cost savings onto you and helps us deliver more value for your dollar.
We also offer a 200 Night Comfort Guarantee* where if after 200 nights you're not satisfied with your new mattress purchase, we'll allow you to exchange it toward the cost of another one — no questions asked! At OMF, we don't just offer the best mattresses in Australia but the best value for your purchase.
Contact OMF Today!
Buying a mattress but don't want to pay for it in full upfront? Beyond offering high-quality mattresses at affordable prices, we also offer three convenient financing options to help alleviate the cost of a new mattress.
Contact us today to learn more about what option is best for you and your situation, and then stop into one of our OMF locations throughout Australia or shop online to get started!